Buy Oahu Real Estate with a VA Home Loan – Free Seminar – 10/15/19

VA Home Loan Seminar on Oahu

If you are a Veteran, Active Duty Personnel Reservist or National Guard member interested in learning more about using your VA Loan benefits to purchase Hawaii real estate there is an exclusive VA Home Loans Seminar on Oahu on Thursday, 9/19 from 6-8PM.

For more details or to register (space is limited!) visit  Register through OahuMilitary.Com and you will receive a free book that sells for over $20 on, “The Book on VA Loans.”

More details/register here.


2018 BAH Rates for Honolulu County

Here is a chart with the updated Basic Allowance for Housing for Honolulu County (Oahu):

2018 Basic Housing Allowance Honolulu

If you have any questions about relocating to Hawaii, please reach out today. We have helped a large number of VA/Military clients leverage their BAH and VA home loan entitlement to purchase Hawaii real estate.

Exceptional Mililani Condo at Northpointe Terrace

Check out this wonderful 2 BR 2 BA Mililani Mauka condo at Northpointe terrace.  Ready to move in, get a glimpse of the unit in our beautiful video tour below.

For more info or to arrange a showing, please call us at (808) 625-5057.  This one should go fast, so if you are interested please get in touch with us as soon as possible.

UPDATE: This property is currently IN ESCROW.


Mililani Military Real Estate Testimonial

Retired military client talks about her experience buying real estate on Oahu with The Prothero Group!

Military Relocation to Hawaii? Some Things you Should Know!

Oahu Military Relocations
You are in the Military; you have your orders and will be relocating to Hawaii.  What are some of the things you may want to know about Hawaii military relocations?

Housing is quite expensive here. 

  • Fortunately you will receive a higher BAH than you probably are used to getting.  Here is a chart with the 2015 Basic Housing Allowance for Honolulu County (BAH).
  • VA mortgages are usually the best deal for you and the VA cap here for 100% financing is $721,050.  You can go higher if you add some down payment.  If you speak to a loan officer and they say they have a better deal than a VA loan, be careful.  That usually means they either can not do VA or have something they make more money on.  My best recommendation is to use a local loan officer and a primary lender; this will help you avoid many of the problems that come up when dealing with middleman and those who do not know the local market or laws. I can easily provide you a list of quality loan officers and lenders who specialize in Military/ VA.  You can do a pre-approval with the lender before arriving in Hawaii.  This will take a lot of stress off you and speed up the process.  It will also help you set a budget.  If you are already in Hawaii, attend one of the free Oahu VA Loan Seminars to find out more.  To find out the date and location of the next VA Seminar on Oahu, click here.
  • The government has and is building a large amount of base housing.  Some of it is new and much of it is not so new and not so nice.  If you take base housing, you will not receive BAH.
  • Most rental inventory here are either single family homes (a small percentage) or individually owned condominiums (the large majority of the inventory).
  • If you are planning or considering buying a home.  I have the ability start your search through the internet to allow you to be informed a ready to hit the ground running when you arrive.

Military Relocation to Hawaii – Picking a community to reside in.

Oahu Military Relocations

  • Some basic rules about pricing.  If you are planning to live close to KBAY (Kaneohe or Kailua).  You will find residential housing higher priced than many parts of the island.  If you are looking to cut costs areas a little further out will be less expensive.  You may also consider a drive over the H-3 freeway to some of the areas across the mountain.  One tip before I forget, there are some properties in some areas that are leasehold.  Leasehold is where you buy the home and lease the land.  These may appear as less expensive, but may not be and may.  A good professional real estate agent can help you with this situation.
  • If you are stationed at Pearl Harbor areas closer to Honolulu usually cost more for less.  If you go west (Leeward) there are several planned communities with newer and more cost effective housing.  The trade off is a little further drive.
  • If you are looking into schools in the area, you can find information about Hawaii Schools on the following sites.

Hawaiian Humane SocietyIf you are moving here with a pet, there are a few things you need to know.

  • Be sure to get shots and medical records in advance per Hawaii State requirements.  If you do not follow the procedure carefully your pet will be quarantined for an extended period of time.  We have no rabies in Hawaii and the State is very care to keep it that way.
  • Some pets and animals are strictly forbidden.  For example we have no snakes in Hawaii and want to keep it that way.
  • The Hawaii Humane Society has additional information about pets in housing, including a good list of pet friendly buildings.
  • Some of the forbidden animals:
      • Alligators
      • Bearded dragon lizards
      • Bees (alive or dead)
      • Bulbuls
      • Coconut crabs
      • Electric catfishes
      • Ferrets
      • Gerbils
      • Geckos
      • Hamsters
      • Hermit crabs
      • Land snails
      • Lion fishes
      • Lories
      • Monk parakeets
      • Piranhas
      • Snakes
      • Snapping turtles
      • Toucans

Similar restrictions apply to plants.  We live in a fragile environment here in the islands and we try to keep invasive species of not only animals from getting in, but also plants.

If you have any questions, feel free to leave a comment or otherwise contact us.  We are  passionate about helping those who serve relocate to and get the most out of their time in Hawaii and pride ourselves on helping a large number of happy military buyers purchase property on Oahu.

Military Homes Hawaii Client Testimonial

The Camerons, an army family on Oahu, talk about their experience working with Randy Prothero and the Prothero Group, Hawaii’s premier military homes specialists!

2015 Basic Housing Allowance (BAH) for Honolulu County

The 2015 Military Basic Housing Allowance BAH for Honolulu County (Oahu) have just been released.

2015 Oahu Basic Housing ALlowance - BAH for Honolulu County

Contact us today for more info on the 2015 BAH for Honolulu County or for any Hawaii military real estate needs!

Hawaii Military Real Estate Client Testimonial

Justin and his son Dallas talk about their experience working with the Prothero Group at Island Style Realty. Justin used his VA home loan entitlement to purchase a home on Oahu! Register for the next Oahu VA home loan seminar at

Why Military Should Buy Real Estate in Hawaii

Buying a home in Hawaii could be a means to an end.

Your BAH (Basic Allowance for Housing) combined with your VA benefit, will give you an opportunity to start to build wealth.


Here are the most common concerns about buying a home in Hawaii.

  • We will only be here a few years.
    • How long will you be at your other duty stations? If you do not buy now when will you buy?
  • Homes in Hawaii are so expensive.
    • So is renting.
    • Your BAH in Hawaii is higher than other places, offsetting the expense.

Read the entire article here.

2014 Oahu VA Loan limit Increased to $721,050!

2014 Oahu VA loan limit increase

It has been announced that the 2014 VA loan limit for 100% financing for Honolulu County (Oahu) has been increased to $721,050.

This raises it from the earlier announced $625,500 which was a decrease from 2013.  A online news article this morning on Hawaii Reporter with a statement from Senator Schatz, confirmed the rumours we started hearing over the weekend.

See team leader Randy Prothero’s complete blog post on the 2014 Oahu VA loan limit increase here.